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JHOANNE L. COSTILLAS
"I am a teacher who learned one of life's most valuable lessons from my student. He led me to First Vita Plus and showed me the way to good health and financial freedom."
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"Arnie Antonio built his dream life around his life's greatest blessing - First Vita Plus. Now, he is within reach of another dream come true, a brand new house and lot at the Las Pinas Royale Estate worth 10 Million Pesos!" More ARNIE ANTONIO SUCCESS STORY
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Personal finance is the financial management which an individual or a family unit is required to do to obtain, budget, save, and spend monetary resources over time, taking into account various financial risks and future life events. When planning personal finances the individual would consider the suitability to his or her needs of a range of banking products (checking, savings accounts, credit cards and consumer loans) or investment (stock market, bonds, mutual funds) and insurance (life insurance, health insurance, disability insurance) products or participation and monitoring of individual- or employer-sponsored retirement plans, social security benefits, and income tax management.
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